How it Works

The idea of selling your life insurance policy can seem daunting, but the process of converting your life insurance policy to immediate cash is easier than you think.

The life settlement process starts with an initial free consultation from us and ends with a payment to you.  No medical exams or credit are required. Your eligibility is determined solely on whether your medical profile and policy qualify.  A life settlement can be completed within weeks of completing the underwriting process.


After you request your quick evaluation, we will determine whether you and your policy qualify.  We will talk about your options, explain the process, and answer any questions you may have.  We will also discuss your financial goals and provide you with a preliminary valuation.  After speaking with you, we will send a short questionnaire by email, fax, or mail.  There will never be any up-front fees or medical exams required during the life settlement process

We Will Get To Work

After you have returned our client questionnaire, we will obtain records from your medical providers and your life insurance company.  After reviewing the records, we complete the underwriting phase and start the competitive bidding process with our network of licensed life settlement and loan providers.  We will negotiate the highest offer for you and communicate with you every step of the to keep you updated.

Review Offers and Close

As soon as the bidding is completed, we will report all offers to you and help you decide which one works best for you. If you decide to move forward, we will help review and complete the necessary documents to finalize the transaction.  Once completed, the funds will be wired directly to your bank account by the escrow agent. Once everything is done, there are no further premiums and you can start enjoying your money with no restrictions on the use of funds.